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What If You’re Injured in a Car Accident and Don’t Have Health Insurance?

The injuries you sustain in a car accident can have a significant impact on your life. If you or a loved one were in a wreck due to the careless or negligent actions of another driver, you might have incurred serious injuries. If this is the case, the other party may be liable to pay for your damages. However, many people in this situation are uncertain what to do if they don’t have health insurance. You cannot delay seeking medical attention while hoping the other person pays your bills. Having a skilled Wisconsin car accident lawyer can help you significantly through every aspect of your case.

At Studinski Law, LLC, we understand how important it is for you to recover compensation to pay for your mounting medical bills. We know how to help you pursue the compensation you deserve, especially if you were injured and don’t have medical insurance. To schedule a free, initial evaluation of your case, contact us today at 715-343-2850.

How Can You Pay for Your Medical Bills After an Accident?

Undergoing medical treatment can be complex. After a car crash, you might visit numerous doctors and hospitals. The billing process for these visits is never as straightforward as you would like it to be. You may not know any of your options if you need medical attention, but do not have health insurance. Fortunately, there are options in this situation.

Emergency rooms (ERs) will treat your serious accident wounds whether or not you have health insurance. If you do not have coverage, your focus will likely turn to paying your ER bills as well as payments for future visits, operations, and therapy needs. If you are hurt in an accident and cannot pay your bills, some of your options include:

• Payment through the responsible party’s insurance. Wisconsin’s at-fault system makes the negligent party responsible for paying for the damage resulting from the accident. This requires having your lawyer demonstrate that the other driver is responsible for your injuries.
• Working out a payment plan with the hospital. Medical groups can arrange for patients to pay large bills over an extended period of time. Your lawyer may be able to help make this process easier.
• Consider the other party’s personal assets. The negligent party’s insurance will only pay out to the max limit of their policy. However, if this is not enough to cover your bills, your lawyer can seek to sue the responsible party for more financial compensation.

How a Car Accident Lawyer Can Help

A skilled car accident lawyer can help you through every step of your recovery. Every car accident is unique, and there may be many different approaches to getting you the financial help you deserve. If the other driver caused your wreck, then you can pursue a legal claim against them for damages. Your attorney will need to build a strong case to negotiate an adequate financial settlement offer. If an adequate offer is not proposed, then your attorney can take your case for compensation to court.

It’s very important to continue seeking necessary medical help without delay, even if your case is still progressing. Failing to do so can cause physical consequences, and it may make your injuries seem minor to the responsible party, their legal time, and the court.

A compassionate lawyer will understand that you may not be able to pay out-of-pocket for health care while you wait for compensation to be awarded. For this reason, our team will negotiate with doctors and medical groups on your behalf. With the help of our experienced car accident lawyers, you may be able to obtain compensation for the following:

• Emergency visits and necessary follow-ups
• Consultations with specialists
• Extensive surgical needs
• Physical therapy to regain normal body function
• Therapy for post-traumatic stress disorder

Contact a Wisconsin Car Accident Lawyer at Our Firm for Help

Do not hesitate to seek help after getting into a car crash. Seek emergency medical attention, even if you do not have insurance. Calling a skilled and compassionate lawyer without delay is highly advisable. At Studinski Law, LLC, we have helped many victims of terrible car accidents. We know how complex and overwhelming your case may be. While you concentrate on recovering, we can help you manage the payment of your hospital and medical bills.

To schedule a free case consultation, call us today at 715-343-2850, or reach out via our online form.